322 NE 20th ST CAPE CORAL FL 33909 | MLS #2026034667

322 NE 20th ST
CAPE CORAL, FL, 33909
$574,900
4 Beds
3 Baths
2,264 SqFt
0.24 Acres
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MLS #2026034667 image #0
Listing Provided Courtesy of LoKation
Custom Waterfront Luxury on a Freshwater Canal With Brand New Seawall Installed– Estimated Completion December 2026! Price includes upgraded 10ft front impact French Door, upgraded wall double oven kitchen, upgraded waterfall 10ft kitchen island, upgraded featured living wall, upgraded bathrooms and upgraded custom closet shelving.

Experience the ultimate Florida waterfront lifestyle in this stunning, high-end custom home. Situated on a premium freshwater lot with a brand-new completed seawall, your backyard opens up to an intersecting 400-mile freshwater canal system. Fish, canoe, or take your pontoon boat out right from your own property. Best of all, enjoy absolute freedom and peace of mind: this home is situated entirely out of the flood zone, requiring No Flood Insurance, No HOA, No CDD, and No Water Bill.

Interior Features & Multi-Generational Layout
Designed with soaring high ceilings and premium finishes throughout, this single-story 4-bedroom, 3-bathroom home, Two Master Suites with Full Bathroom’s and Access to the Pool Lanai Area, completely redefines “cookie-cutter.” The heart of the home is a spectacular chef’s kitchen featuring a 10-foot island with a modern waterfall edge. The highly desirable floor plan boasts TWO Master Suites (perfect for an in-law suite setup). Both primary bedrooms feature luxurious full bathrooms, walk-in closets with custom shelving, and direct private access to the covered lanai and pool area.

Outdoor Oasis & Climate-Controlled Two Car Garage
Step out to your private backyard retreat, complete with a custom saltwater pool and spacious covered lanai. An elegant pavered driveway leads to a fully finished, attached Two Car Garage that will thrill car enthusiasts and hobbyists. It is fully drywalled, features soundproof spray foam insulation, pull-down attic stairs for extra storage, and comes with its own dedicated AC and heating system—effectively expanding your climate-controlled footprint.

Efficiency, Tech & Construction

Full energy-efficient, Low-E impact glass on all exterior windows and doors.

2-10 Home Warranty included for complete peace of mind.

Upgrade Option: Buyers have the option to upgrade to high end products, pool cage, reverse osmosis, interior metal framing and full-home spray foam insulation.

Exclusive Promotions & Financing Incentives

Builder Promo: Discounted upgrades.

Zero Down Financing: 100% lender financing available with NO money down and NO mortgage insurance premium (PMI).

First-Time Homebuyer Special: Use the preferred lender and receive an additional $3,000 toward closing costs with a 3% down / NO PMI loan program.

Please Note: Construction has started with an estimated completion date of December 2026. The photos provided are of a similar model home (which is available to view) for illustrative purposes only, and may feature upgraded options from previous builds. This home is currently under construction.

Property Details

Price:
$574,900
MLS #:
2026034667
Status:
Active
Beds:
4
Baths:
3
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
CAPE CORAL
Neighborhood:
capecoral
Listed Date:
Aug 20, 2026
Finished Sq Ft:
2,264
Total Sq Ft:
4,231
Lot Size:
10,629 sqft / 0.24 acres (approx)
Year Built:
2026
WaterfrontPoolNewconstructionCape CoralCapecoralCape CoralSchool ChoiceSchool ChoiceSchool ChoiceCanalPets Allowed

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Schools

Elementary School:
SCHOOL CHOICE
Middle School:
SCHOOL CHOICE
High School:
SCHOOL CHOICE

Interior

Appliances
Electric Cooktop, Dishwasher, Disposal, Double Oven, Microwave, Refrigerator/Icemaker, Water Treatment Owned
Bathrooms
3 Full Bathrooms
Cooling
Heat Pump
Flooring
Tile
Heating
Heat Pump
Interior Features
Built-In Cabinets, French Doors, Walk-In Closet(s)
Laundry Features
Laundry in Residence
Levels
1

Exterior

Architectural Style
Ranch, Single Family
Association Amenities
None
Attached Garage YN
1
Building Features
DSL/Cable Available
Construction Materials
Concrete Block, Stucco
Covered Spaces
2
Exterior Features
Concrete Dock, Open Porch/Lanai, Built In Grill
Garage Spaces
2
Lot Features
Regular
Parking Features
Attached
Parking Spots
2
Parking Total
2
Roof
Shingle
View
Canal
Waterfront Features
Seawall

Financial

Tax Year
2025
Taxes
$1,111

Map

Community

Subdivisions in CAPE CORAL

Market Summary

Current real estate data for Single Family in CAPE CORAL as of Nov 04, 2026
2,760
Single Family Listed
117
Avg DOM
272
Avg $ / SqFt
$554,391
Avg List Price

Property Summary

    Located in the CAPE CORAL subdivision, 322 NE 20th ST CAPE CORAL FL is a Single Family for sale in CAPE CORAL, FL, 33909. It is listed for $574,900 and features 4 beds, 3 baths, and has approximately 2,264 square feet of living space, and was originally constructed in 2026. The current price per square foot is $254. The average price per square foot for Single Family listings in CAPE CORAL is $272. The average listing price for Single Family in CAPE CORAL is $554,391. To schedule a showing of MLS#2026034667 at 322 NE 20th ST in CAPE CORAL, FL, contact your Carney Realty & Associates, Inc. agent at 239-574-1965.

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Get In Touch

Ready to embark on your real estate journey with the Carney Team? Contact us today to experience excellence, integrity, and personalized service. Whether you’re dreaming of a new home, considering renovations, or exploring investment opportunities, our team is here to guide you. Reach out and discover how the Carney Team can make your goals a reality. Your path to success starts with a simple conversation.

Address

15920 Old 41 N Suite 300
Naples, FL 34110

Phone

239.574.1965

Email

info@carneyproperties.com

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