3807 San Carlos DR ST. JAMES CITY FL 33956 MLS #2025021960

This is the kind of home that simply takes your breath away, and once you’re here, it’s hard to imagine living anywhere else.

Set directly on the open waters of San Carlos Bay, this completely renovated waterfront estate offers the rare combination of deep-water Gulf access, unobstructed bay views, and true Old Florida island charm. Located on the southernmost tip of Pine Island in St. James City, the setting feels peaceful, private, and timeless—yet you’re still just minutes from Cape Coral and Fort Myers when you want shopping, dining, or easy travel access.

The views are extraordinary. Wide, open water stretches out in front of you, with sunsets that feel different every single night. Homes with this kind of expansive bay frontage are incredibly hard to find in Southwest Florida, and this one delivers it in every way.

Inside, the home has been thoughtfully and extensively renovated with over $400,000 in upgrades, all focused on quality, efficiency, and peace of mind. From the new roof and full spray-foam insulation to hurricane-impact windows and doors and a whole-home generator, this is a property designed to be enjoyed without worry. Every major system has been addressed, including new HVAC, ductwork, and instant hot water heaters, keeping ownership costs low and comfort high.

For boating enthusiasts, this home is truly next level. The dock is a standout feature, offering protected deep-water access with no bridges and two brand-new boat lifts, a 6,000-pound lift and an impressive 15,000-pound lift, making it effortless to head straight out to the Gulf of Mexico whenever the mood strikes.

Outdoor living here feels like a private resort. A heated pool and spa overlook the bay, while a custom tiki hut and full outdoor kitchen create the perfect setting for entertaining, relaxing, or simply soaking in the island lifestyle. This is where memories are made, sunset dinners, boat days, and quiet mornings with the water just steps away.

Inside, the renovation continues with a clean, coastal elegance. Wide-plank tile flooring runs throughout, custom closets add function and style, and the kitchen is truly a showpiece. Designed for serious cooks and entertainers alike, it features top-of-the-line JennAir appliances, exotic granite countertops, and over $250,000 in custom cabinetry alone. The home is being offered tastefully furnished in a Tommy Bahama style (with exclusions), making this a truly turnkey opportunity.

Car enthusiasts and collectors will also appreciate the oversized four-car garage with epoxy floors, capable of comfortably accommodating up to six vehicles, along with plenty of room for storage.

This isn’t just a waterfront home, it’s a rare, secure, energy-efficient estate that blends luxury, craftsmanship, and one of the most coveted waterfront settings in Southwest Florida. If you’ve been searching for wide-open water views, true Gulf access, and an island lifestyle that feels authentic and refined.